Online Banking
So, I was planning on switching banks from First Tennessee to Suntrust because of First Tennessee’s horrendous online banking and their draconian overdraft charges. But lo and behold, tonight, I notice an impressive new feature on First Tennessee’s online banking that nearly convinced me to stay:

“Wow, all these years I have been trying to change my account balance the hard way!”, I thought.
Much to my dismay, though, it only lets you edit the account name. Alas. Back to switching to Suntrust.
Give NetBank a look. We’ve been there for a year or so now and like it quite a bit. Not having a local branch has almost never been a problem.
I actually was with WIngspan (which was Bank One’s online venture like netbank) for several years.
I liked it, but eventually the advantages melted away as their trial period disappeared and they merged back into Bank One. Oh well.
I’d be willing to give it a shot in a few years, maybe, when the banking system in general has caught up with technology. Until then, it’s nice to have a brick & mortar place to go to when necessary.